Home Improvement Loans

Our nationwide network of contractors drives loans at the point-of-sale, matching borrowers with our participating lenders. Our program allows you to easily deploy capital and enjoy strong returns.

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Program Details

Put your capital to work as you diversify, manage, and optimize your portfolio as either a participant or originator in our home improvement lending program.

ASSET

We offer home improvement loans to qualified, creditworthy customers through a nationwide network of independent contractors/merchants.

LOAN

We give lenders the ability to generate high-yield returns while deploying capital quickly.

BORROWER

We give credit-worthy borrowers access to loans directly through contractors/merchants at the point-of-sale.

NETWORK

We manage a network for both demand generation and risk mitigation between lenders and contractors/merchants.

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Why Choose Us?

Our innovative program matches our nationwide network of vetted contractors and their customers with a financial institution to create the most transparent, efficient, and low-cost borrowing option.

Loan Program Results


Unsecured home improvement lending complements traditional secured products with similar borrower profiles. Showing no signs of slowing, home improvement loans are a low-risk way to deploy your capital quickly.

2015

Started Originating Home
Improvement Loans

$870M

Home Improvement
Loans Originated

$630M

Home Improvement
Loans Serviced

A Trusted Partner

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CrossState preferred partner logo
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Are you a contractor or do you work with a network of contractors?


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Partner with Us

Contact our expert team today to explore partnership opportunities and drive your success.

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