In an ever-evolving financial landscape, Steve Williams, Partner, President, and Co-Founder of Cornerstone Advisors, offers invaluable insights into the challenges and opportunities facing banks and credit unions today. With over two decades of experience advising financial institutions, Steve sheds light on the significance of liquidity, the imperative of digital transformation, and the promising future of regional and community banks. From the birth of the truth-telling blog, Gonzo Banker, to his vision of helping entrepreneurial financial institutions thrive, Steve’s expertise underscores the importance of adaptability, customer-centricity, and data-driven decision-making in navigating the dynamic world of banking.
In today’s rapidly changing financial landscape, credit unions are confronted with a multitude of challenges and opportunities. Dan Berger, CEO of the National Association of Federal Credit Unions (NAFCU), shares invaluable insights on how credit unions can not only survive but thrive amidst chaos. From regulatory hurdles and liquidity management to the significance of strategic partnerships and the evolving fintech landscape, Berger’s expertise underscores the importance of adaptability and collaboration for credit unions. These financial institutions, trusted for their stability and community focus, are well-positioned to navigate the dynamic landscape by leveraging innovative solutions, like securitization, and advocating for regulatory fairness. As credit unions continue to evolve, their ability to seize opportunities will determine their ongoing success in a competitive and ever-changing financial sector.
Consumers have increasingly high expectations for digital experiences due to current rapid advances in technology. While depositing a check via an app or making a direct online payment previously sufficed…
The largest spike in house prices this century has wreaked havoc on the housing market. Rising interest rates have helped slow demand a bit, but most experts are still not…
For credit unions and lenders, loan origination continues to face pressure on many fronts, whether from fintech challengers, dwindling revenues or administrative burdens. In the year before the pandemic, total…
Today, over 60% of students graduate college with more than $30,000 in student loan debt, across an average of 5 loans, with a combined average interest rate of 5.8%. Refinancing…
September 28, 2023
LendKey Celebrates Milestone as Loan Portfolio Surpasses $3 Billion Mark
September 14, 2023
LendKey CTO Michael Hawkins Named C-Suite Awards Finalist by Cincinnati Business Courier
September 14, 2023
LendKey: LendTech of the Year & Best Employer Finalist at US Fintech Awards
August 30, 2023
LendKey and Member Student Lending Award $20,000 in Scholarships to Help Students Pay for College
July 17, 2023
LendKey and Thomas Ho Company Announce Strategic Partnership to Provide Industry-Leading Loan Trading Experience and Balance Sheet Optimization
May 1, 2023
LendKey and Member Student Lending Offering $20,000 in Student Scholarships
August 23, 2023
CU Times recognizes LendKey employees for their annual awards.
July 13, 2023
Lending and the Economy: A Mid-Year Review Webinar with NAFCU and LendKey
June 15, 2023
Enquirer Media Names LendKey a Winner of the Greater Cincinnati and Northern Kentucky Top Workplaces 2023 Award
June 5, 2023
PODCAST: Challenges facing finance leaders
May 18, 2023
Credit Unions Find Creative Solutions to Balance Drop in Mortgages
April 24, 2023
What Credit Unions Need to Know Now About Student Lending
Credit Union Times recognizes LendKey’s Bhavana Perla and John Moose as Rising Stars for their annual Luminaries Awards.
Join us for a 2023 mid-year economic review. Vince Passione, founder and CEO of LendKey, will discuss how the economy, governmental policy, and changing consumer behavior are impacting credit unions. We will cover how credit unions can adjust and adapt to these changing conditions to strengthen their lending potential and what additional challenges may be down the road.
How credit unions can adapt to the current environment.
What additional opportunities exist for credit unions.
How Fintechs are affecting the industry.
Predictions on what the next 6 to 12 months may bring.
LendKey has been awarded a Top Workplaces 2023 honor by Enquirer Media Top Workplaces. The list is based solely on employee feedback gathered through a third-party survey administered by employee engagement technology partner Energage LLC. The confidential survey uniquely measures 15 culture drivers that are critical to the success of any organization: including alignment, execution, and connection, just to name a few.
Conversations from the 2023 CUNA Finance Council Conference.
Unsecured home improvement loans can complement CUs’ existing offerings without adding additional resources. Mortgage applications dropped to their lowest point in 28 years in February, according to the Mortgage Bankers Association, which means more homeowners are staying put. This doesn’t mean all homeowners think their house is perfect, but rather they want to keep their current mortgage rate.
A lot of people are talking about student loans right now, specifically about federal student loan forgiveness and what it means. But there’s still plenty going on outside of forgiveness, with notable signs the student lending landscape may be changing back to pre-pandemic patterns.