$1.97+ Billion

in capital lent to borrowers

Billion Dollars


borrowers served



out of 5

4.5 Stars

Loans You Can Trust

Finding the right loan can be very time consuming. That's why we simplified the process using a single platform that allows you to find, customize and fund your loan through credit unions and community banks. When you use our platform for your loan, you can trust that we won’t pass your information to others - which means you won't get bugged by third-parties!

Here's How It Works

1. Apply Online

1. Apply Online

Answer a few questions to access loans from our network of community lenders.

2. Get an Instant Decision

2. Get an Instant Decision

Instantly see rates and terms tailored to your loan amount, location and credit profile.

3. Customize Your Loan

3. Customize Your Loan

Pick a loan term, rate and monthly payment that maximizes your savings.

4. Get Funded

4. Get Funded

Verify your identity and upload documents to get your loan funded by a community lender.

Get a Better Loan!

Our student loan refinancing options allow graduates to consolidate and refinance their existing debt, while our private student loans allow undergraduate and graduate students to fund their education. Select a loan below to get started.

Network of over 265 Community Lenders

Community Lending

Loans you can trust, from credit unions and community banks.

All loans on LendKey.com are funded by community lenders like credit unions and community banks. These financial institutions work with LendKey to keep operating costs low, and pass on the savings directly to you. Community banks and credit unions channel most of their loans to the neighborhoods where their depositors live and work, helping to keep local communities vibrant and growing.

Customer Service

Applying for a loan often means looking for information across dozens of websites, trying to avoid hidden fees, and bracing yourself for a very time consuming process. Well, we’re here to help! Using our unified application process and dedicated customer support team we’re fixing the headaches of applying for a loan. If you still have questions, give us a call or email.

Contact Us

LendKey Mentions

LendKey Named a Finalist in LendIt Industry Awards

LendKey has been selected as a finalist in the LendIt Industry Awards in two prestigious categories: Innovator of the Year and Top Service Provider. The Innovator of the Year award is given to a company that has demonstrated a strong culture of innovation, producing groundbreaking changes in the lending and fintech industry. The awards will be presented at LendIt USA on March 7, 2017 in New York City.

The lowest rates available

LendKey is a unique student loan marketplace platform, in that they leverage a marketplace of community lenders…LendKey typically has some of the lowest student loan refinancing rates available to borrowers…

Connecting Community Lenders With Student Loan Refinancers

LendKey saves borrowers time and money by streamlining that comparison process when it comes to community banks or credit unions…The application and approval process is quick and easy, and will give borrowers the opportunity to view, compare and apply for offers from multiple lenders in real time, making the process even more transparent.

Changing the way people interact with their community financial institutions

The company is successfully changing the way people in need of loans interact with their community financial institutions by employing a unified online application process that enables borrowers to get low-interest loans directly from community banks and credit unions.

The savings, if you refinance can be substantial

LendKey has resources to help you compare interest rates from different lenders… Because it works with credit unions and community banks, it may be able to find you a local lender that will accept a lower credit score than some of the bigger institutions. You may also be able to co-sign with a parent or spouse if your personal credit history doesn’t meet the requirements.