Search and access over $10 billion of scholarships
How to Get a Private Student Loan: 3 Simple Steps
1. Check Eligibility
Check your eligibility and receive offers from our network of community lenders that prioritize people over profits. We'll help you find and apply for the best private student loans.
2. Choose Your Loan
Once you select a private student loan option, you'll continue on to the application process. Additionally, because the entire process uses LendKey's technology, your personal information will be safe and secure!
3. Upload Documents
Verify your identity and provide documents through our online portal. We'll review your documents, credit information, and let you know once your loan has been approved!
Features & Benefits of Our Network
Lenders Who Care
We work with institutions who care about you and your education.
Our lenders offer cosigner release to creditworthy borrowers who have made consecutive, full on-time principal + interest payments.2
You can speak to a real person during any part of the process. We are happy to help!
No Sign Up Fees
Our lenders don’t charge borrowers any application or origination fees for their student loans.
Our application process is simple, takes minutes to complete and get a decision quickly.
Auto Pay Rate Reduction
When you sign up for automatic payments, our lenders could drop your interest rate.3
What Do Our Borrowers Think?
“It seemed like the easiest process! I enjoyed the one-on-one feedback and assistance from all the loan counselors. Their process has a lot of automation and they called you and helped you each step of the way.”
University of Maryland
“You offered a lower rate, had pretty good reviews, and were recommended by others, which made me trust you.”
University of Portland
“They seemed to have the most reasonable rates and everyone I talked with was very professional and seemed like they were on my side.”
University of Pittsburgh