Scholarship Search

Search and access over $10 billion of scholarships

How to Get a Private Student Loan: 3 Simple Steps

Check Eligibilty

1. Check Eligibility

Check your eligibility and receive offers from our network of. We'll help you find and apply for the best private student loans.

Choose Your Loan

2. Choose Your Loan

Once you select a private student loan option, you'll continue on to the application process. Additionally, because the entire process uses LendKey's technology, your personal information will be safe and secure!

Upload Documents

3. Upload Documents

Verify your identity and provide documents through our online portal. We'll review your documents, credit information, and let you know once your loan has been approved!

Features & Benefits of Our Network

Lenders Who Care

We work with institutions who care about you and your education.

Cosigner Release

Our lenders offer cosigner release to creditworthy borrowers who have made consecutive, full on-time principal + interest payments.2

Excellent Service

You can speak to a real person during any part of the process. We are happy to help!

No Sign Up Fees

Our lenders don’t charge borrowers any application or origination fees for their student loans.

Quick Decision

Our application process is simple, takes minutes to complete and get a decision quickly.

Auto Pay Rate Reduction

When you sign up for automatic payments, our lenders could drop your interest rate.3

What Do Our Borrowers Think?

Jennifer5 stars

“It seemed like the easiest process! I enjoyed the one-on-one feedback and assistance from all the loan counselors. Their process has a lot of automation and they called you and helped you each step of the way.”

University of Maryland

Kelsey5 stars

“You offered a lower rate, had pretty good reviews, and were recommended by others, which made me trust you.”

University of Portland

Gerald5 stars

“They seemed to have the most reasonable rates and everyone I talked with was very professional and seemed like they were on my side.”

University of Pittsburgh

Private Student Loan FAQs