Featured Post

Student Loan Refinancing: Variable vs
Fixed Rate

When student loan borrowers are looking to refinance student loans, they typically come across two options: a fixed rate
student loan and a variable rate student loan. Variable rate student loans are the most common when refinancing or
consolidating your loans, but fixed rate loans are available.

READ MORE

Behind the Curtain: Generation Z Students in College

Behind the Curtain: Generation Z Students in CollegeLendKey3:13 pm

The more we change, the more we stay the same. Countless research has been devoted to understanding how various generations interact with and between each other, how their surroundings influence their behavior, and how their expectations get shaped over time. That is especially true for colleges and universities, which continue to act as the guidepost of education and development into…

5 Reasons to Refinance Your Parent PLUS Student Loan

5 Reasons to Refinance Your Parent PLUS Student LoanLendKey3:16 pm

Many parents choose to take out Parent PLUS Loans to help their child or children afford the cost of college. While they may not be able to pay the full expense of college up front, they still want to help their children avoid the weight of debt that goes along with taking out student loans. In many cases, however, you…

Generation Z Goes to College: How They Compare to Previous Generations

Generation Z Goes to College: How They Compare to Previous GenerationsLendKey3:13 pm

Millennials might be the hottest topic of discussion shaping many product discussions, but not when it comes to going off to college. No, for college admissions, the hottest topic is Generation Z–and with good reason. Gen Z is headed to college, but they’re determined not to make the same mistakes as their predecessors–and as a result, they’re using their smarts…

LendKey: Enabling Dreams – Student Loan Payoff

LendKey: Enabling Dreams – Student Loan PayoffLendKey1:53 pm

Have you ever fantasized about a stranger walking up to you in public while you were minding your own businesses, maybe having lunch at Starbucks, and handing you one of those giant checks like lottery winners get? If you have student loan debt, the answer is probably yes. Well, fantasies do sometimes come true, and Liz Herlihy’s fantasy came true…

9 Things You Didn’t Know About Student Loans

9 Things You Didn’t Know About Student LoansLendKey2:35 pm

Around 71% of Americans have student loan debt when they graduate from college–and paying it off isn’t easy. The standard repayment plan is set up so that students can pay off their loans around 10 years after graduation. Unfortunately, not every student is able to reach that goal. Some may take twenty years or longer to reach their student loan repayment…

Credit Freeze – What, How, Why, and Other Things to Consider

Credit Freeze – What, How, Why, and Other Things to ConsiderLendKey10:39 am

Identity theft is one of the biggest concerns in the modern world – especially given the relatively recent high-profile breaches. If you have had your identity stolen, getting it back can be a nightmare. Even if you have not, then the fear of somebody racking up thousands of dollars of debt in your name can be paralyzing. Because of this,…

Student Loan Forgiveness – What You Need to Know

Student Loan Forgiveness – What You Need to KnowLendKey10:40 am

In our current times, few things are as polarizing as higher education. One the one hand, it is immensely valuable and necessary to build and advance in a successful career. On the other hand, the cost of a bachelor’s or master’s degree can cripple your finances. According to the Pew Research Center, almost half of all adults under the age…

Your Basic Guide to Credit Freezes

Your Basic Guide to Credit FreezesLendKey10:39 am

Following the Equifax data breach in 2017, many customers started talking about the possibility of a credit freeze: a simple step they were hoping would prevent identity theft. Understanding how to perform a credit freeze, when you might want to perform one, and how to return your information to its normal state will help you navigate these often murky financial…

Five Ways to Pay Off Your Student Loans Faster

Five Ways to Pay Off Your Student Loans FasterLendKey2:45 pm

Student loans are among the easiest forms of debt to let pile up and can plague a borrower for a lifetime, potentially undercutting long-term financial goals if they aren’t handled correctly. Even though the balance on your loans can feel overwhelming, however, there are some great options for getting out from under the shroud of student loans much sooner than…

Student Loan Repayment Options to Avoid Default

Student Loan Repayment Options to Avoid DefaultLendKey2:39 pm

What to do When You Can’t Afford Your Student Loan Payment The consequences of not paying student loans are harsh. Unlike other types of loans, if you are unable to make payments, student loans are generally not dischargeable with bankruptcy.1 Defaulting on a student loan can result in anything from being sued for the amount of the loan, to the…

1 2 20
Blog was last modified: April 18th, 2018 by LendKey