Student Loan Refinancing: Variable vs
Fixed Rate
When student loan borrowers are looking to refinance student loans, they typically come across two options: a fixed rate student loan and a variable rate student loan. Variable rate student loans are the most common when refinancing orconsolidating your loans, but fixed rate loans are available.
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Staying the Course to Graduate College on Time
Plans can change. Whether it’s due to our own actions or circumstances beyond our control, getting off track is unsettling. If you hope to graduate college on time, plan now for alternative ways to complete the school year. While we should always hope for the best, it’s smart to stay flexible during uncertain times. Here are five tips to help you…
How to Balance College Life on a Budget
When students enter the world of higher education, they are faced with an abundance of opportunities to expand their social horizons. However, taking on too much can often lead to stress and a neglect for financial responsibility. It’s important to learn how to successfully balance your academic, work, and social life without feeling overwhelmed so you can stay on top…
Benefits of Paying Student Loan Interest in College
The financial decisions you make in college can significantly affect your future. College decision making doesn’t just apply to the major you choose or your college courses. One major financial decision a college student can make is paying interest on student loans while in school. Making smart financial moves in college can make your financial future easier, putting you on…
3 Common Student Loan Refinancing Myths
Student loan falsehoods can be costly. For example, myths related to student loan refinancing could cause borrowers to overlook a simple way to lower monthly payments or save money over the life of the loan. But with so much information circulating about student loans, it’s difficult to tell myth from fact. Here are three common student loan refinancing myths. Myth…
4 Questions to Ask Before Declaring a College Major
Getting into college was only the beginning of your higher education journey. If your sophomore year is coming up or about to end, it might be time to seriously consider committing to a degree plan. The sooner you declare a major, the sooner you can graduate and work in your desired field. Many college students declare a major too early…
Money Saving Strategies: College to Career Transition
Looking toward what comes after college can be quite daunting. That transition from college to career causes major culture shock for many students. This is due to the fact that college can become its own little universe, not much of the world can touch you. However, when you venture out into adult life, it’s important to implement good money saving…
10 Common Private Student Loan Application Mistakes to Avoid
Unfortunately, some student’s federal aid doesn’t cover the full cost of their tuition. Private student loans offer a solution. Private student loans have the ability to be used for tuition, books, supplies and housing fees. It’s important to be aware of common private student loan application mistakes before submission. Let’s take a look… Mistake #1: Applying for private student loans…
Federal vs. Private Student Loans
At last, the college admissions process is over. You’ve filled out your FAFSA, chosen your school, and gathered your scholarships. If you’re like most students, scholarships, savings and financial aid probably don’t cover the entire cost of your education. Aside from tuition, there’s room and board, living expenses, textbooks – the list goes on. One option is to supplement your…
The 10 Best Ways to Save Money in College
College can be an enjoyable time for many students. However, it can also be accompanied by financial stress. Keeping track of your finances should be a priority early on to help save money. Don’t worry; it is entirely possible to have a great college experience without breaking the bank. You might even be able to build up some savings to…
How Do I Get My Student Loan Refund Check?
A student’s journey through college comes with a lot of expenses. That’s why students can access refund checks to pay for some expenses. As a result, having a loan refund check becomes very important for many students as the semester begins. Here are some important factors you should know about regarding a student loan refund check. What is a refund…