How to Take a Gap Year That Prepares You For College Personally and Financially
Till Debt Do Us Part: Love, Marriage, and Paying Bills with Student Loan Debt
A Discussion with Jenna Bialik

A Discussion with Jenna Bialik

For countless aspiring students, securing a student loan to pay for college tuition is necessary to bridge the gap when scholarships, grants and other sources of funding are not enough or not an option. Thankfully, there are a variety of different payment and refinancing routes to choose from. With so many courses of action to […]

Should I Accept My Student Loan Refund?

Should I Accept My Student Loan Refund?

Possibly one of the biggest regrets many graduates with student loans have is how they spent their student loan refund. A student loan refund is the portion of the loan remaining after total costs (tuition, fees, etc.) have been deducted.1 The remaining balance is then refunded to the student in the form of a check, […]

Is it a Better Option to Refinance My Home or my Student Loans to Pay off Student Loan Debt?
Federal vs. Private Student Loan Refinancing: What You Need to Know

Federal vs. Private Student Loan Refinancing: What You Need to Know

After graduation, many students look to consolidate their student loans. Loan consolidation essentially means combining multiple loans into just one loan. Generally, the two primary motivators for consolidation are lowering interest rates, and ultimately lowering payments (and in an ideal situation, achieving both).   Typically, loan consolidation can occur in one of two ways: either […]

Deciphering Student Loan Refinance Rates

Deciphering Student Loan Refinance Rates

If you graduated from college sometime in the last decade, then chances are that you’re seriously burdened by student loan debt. Among all millennials, regardless of educational background, 42 percent have some student debt. For those who went to college, that shakes out to 66 percent of public university graduates and 75 percent among those […]

Credit Unions Becoming a More Popular Choice for Refinancing Student Loans
When should I Refinance My Student Loans?

When should I Refinance My Student Loans?

When making any financial decision, timing is everything, and refinancing student loans is no different. There are several factors to this – some a student can control and others they cannot – that affect when they should refinance student loans. This includes the timing of graduation, interest rates, employment, and credit score. Taking each of […]

Student Loan Refinancing: What You Need to Know

Student Loan Refinancing: What You Need to Know

Student loan refinancing has become a popular option for students looking to save money by swapping their federal student loan for a new, low-interest loan option. Though the concept is simple enough, there are a number of details students (and graduates) should look into before making the decision to refinance their loans. Below, we explore […]