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Student Loan Refinancing: Variable vs
Fixed Rate

When student loan borrowers are looking to refinance student loans, they typically come across two options: a fixed rate
student loan and a variable rate student loan. Variable rate student loans are the most common when refinancing or
consolidating your loans, but fixed rate loans are available.

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The Smartest Investments You Can Make with Your Student Loan ReFi Savings

Refinancing student loans can allow for lower monthly payments, and consolidating your loans can be instrumental in combining everything into a more easy-to-understand, single bill. When you do this, you may discover that you have a higher cash flow each month due to the lower expense. Cash flow, here, just means how much money you have to spend for the…

Can You Refinance Your Student Loans Multiple Times?

In recent years, student loan interest rates have varied, and currently, they’re at a relative low. This makes refinancing a more attractive option than ever, especially for those who have multiple loans with different interest rates. But, the prospect of refinancing your loans can seem intimidating, especially if you’ve already gone through the process once before. What happens if interest…

Understanding the Pros and Cons of Student Loan Refinancing

If you finished college with substantial student loan debt, you’re not alone. In fact, nearly 45 million Americans currently carry some form of student loan debt, with an average balance hovering around $30,000. One option worth looking into if you want to save money on your student loan payments is refinancing. When you refinance your student loans, you essentially replace…

Should I Get a Cosigner on My Student Loan Refinance?

If you’re carrying student loan debt, you’re clearly not alone. In fact, the average American with student loan debt graduates with more than $37,000 of debt. If you feel like you’re paying too much in monthly student loan payments, you may be considering refinancing your loan(s). Specifically, refinancing your student loans allows you to replace your existing student loans with…

Federal Loan Consolidation vs. Private Student Loan Refinancing: What You Need to Know

After graduation, many students end up with several student loans from different lenders. Whether you have federal loans, private loans, or a mix of the two, multiple payments can be difficult to keep track of. This is why many people make the decision to consolidate their student loans, either through consolidation or through refinancing. Loan consolidation essentially means combining multiple…

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