Student Loan Refinancing: Variable vs
Fixed Rate
When student loan borrowers are looking to refinance student loans, they typically come across two options: a fixed rate student loan and a variable rate student loan. Variable rate student loans are the most common when refinancing orconsolidating your loans, but fixed rate loans are available.
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Would You Pass a Financial Stress Test?
When was the last time you really took a close look at your finances? If it’s been a while, now might be a good time to reevaluate with a financial “stress test”. Generally, financial stress tests determine whether you’re financially secure enough to get through an emergency. Of course, no two people have exactly the same financial background and circumstances,…
How to Pay Off Your Student Loan Debt by Freelancing
Paying off student loan debt is an ongoing challenge for many people. Many find that it’s difficult to keep up with their monthly payments, especially if they aren’t able to find work in their chosen fields. If you’ve landed in this boat, you’re not alone! Many people go to college, only to discover that changing circumstances have made it difficult…
Refinancing Your Student Loans Without a Degree
Student loan refinancing can be beneficial, or even life-changing, for many people. However, you might be wondering if refinancing is even possible for those who never graduated college. Maybe some unexpected life events caused you to take a break from school. Perhaps you stumbled upon a fulfilling career that doesn’t require a degree. Or, maybe you decided that college just…
15 Simple Ways to Save Money While in College
College can be an enjoyable time for many students, but it can also be accompanied by financial stress. In fact, one survey found that 36% of college students (and 46% of community college students) struggle to pay their rent and utilities while in college. A similar number might not have enough money to eat on a given day. While not…
10 Bad Spending Habits and How to Break Them
It may seem that the only way to save more money is to earn more money. But let’s face it: most of us could do more to control our spending, too. Don’t worry, this isn’t one of those articles that assert that millennials could all buy homes tomorrow if they stopped buying lattes and avocado toast. Rather, it’s a compilation…
How to Ask Someone to Cosign a Student Loan
These days, paying for college can be stressful. Even though both federal and private student loans are available, meeting the qualification requirements for these isn’t always easy. This may be especially true if you’re pursuing a graduate degree. Often as a graduate student, you are expected to “fend for yourself” and receive little-to-no help from family. Even qualifying for undergraduate…
Why Am I Getting So Many Credit Card Offers?
As soon as you turned eighteen, it seemed like credit card offers started flooding your mailbox. Offers appeared even if you did not apply for a credit card. Do you find yourself dropping multiple credit card offers, many of them pre-approved, into the shred pile? Are you tired of dealing with the letters–not to mention all the wasted paper that…
Things to Consider When Exploring Private Student Loans
If you need to borrow money to afford college, you’re not alone. Today, more than 44 million people in the United States hold some form of student loan debt, and the total student loan debt balance nationwide hovers around $1.5 trillion. The good news? There are plenty of student loan options available, so you can find the one that best…
Student Loans for Graduate School
After graduating from college, many people choose to continue their education through a graduate program. Some do it to become more competitive in the job market. Others go to graduate school as a result of a change in their personal interests or situation and use it as a way to break into a new field. Some are hoping to use…
Funding Your Study Abroad Experience: What You Need to Know
No matter what your program of study is, spending a semester or more studying abroad can be an incredible and enriching experience. Specifically, a study abroad experience can give you a unique opportunity to see the world. You’ll immerse yourself in a new culture that might change your worldview as you learn about a different country both inside and outside…