Home Improvement Loans
Our nationwide network of contractors drives loans at the point-of-sale, matching borrowers with our participating lenders. Our program allows you to easily deploy capital and enjoy strong returns.
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eBook:
Attracting Prime Borrowers
While Mortgage and Auto Lending Soften
Want to learn how other lenders are succeeding?
Program Details
Put your capital to work as you diversify, manage, and optimize your portfolio as either a participant or originator in our home improvement lending program.
ASSET
We offer home improvement loans to qualified, creditworthy customers through a nationwide network of independent contractors/merchants.
LOAN
We give lenders the ability to generate high-yield returns while deploying capital quickly.
BORROWER
We give credit-worthy borrowers access to loans directly through contractors/merchants at the point-of-sale.
NETWORK
We manage a network for both demand generation and risk mitigation between lenders and contractors/merchants.
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Why Choose Us?
Our innovative program matches our nationwide network of vetted contractors and their customers with a financial institution to create the most transparent, efficient, and low-cost borrowing option.
Loan Program Results
Unsecured home improvement lending complements traditional secured products with similar borrower profiles. Showing no signs of slowing, home improvement loans are a low-risk way to deploy your capital quickly.
2015
Started Originating Home
Improvement Loans
$870M
Home Improvement
Loans Originated
$630M
Home Improvement
Loans Serviced
A Trusted Partner
Knowledge Hub
Blog
January 6, 2026
Top 5 Lending Trends You Can’t Ignore in 2026
Uncover the top 5 lending trends shaping 2026, from agentic AI to fraud, deposits, credit stress, and partnerships—and how LendKey…
Podcast
January 12, 2026
Risks and Rewards: What Crypto, Governmental Chaos and AI Mean for Credit Unions (Part 2)
Crypto, stablecoins, and a $84T wealth transfer are reshaping finance. In part two, DCUC CEO Tony Hernandez explains why the…
In the News
January 7, 2026
Carter Credit Union Updates Model for Accessible Auto Loans
Carter Credit Union and LendKey share how they updated their loan participation model to make prime auto loans more accessible…
Partner with Us
Contact our expert team today to explore partnership opportunities and drive your success.
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