April 21, 2020
Can I refinance a loan that was previously consolidated or refinanced?
Yes, whether you have previously consolidated your student loans with the Department of Education or refinanced with a private lender,…
April 21, 2020
Will checking my rates affect my credit?
You can check your rates without impacting your credit using the check your rate tool. Checking your rates will show you…
April 21, 2020
Will applying for this loan affect my credit?
You can check your rates with LendKey without impacting your credit using the “check your rate” tool. Checking your rates…
April 21, 2020
What types of loans can I refinance?
You can refinance your private and/or federal student loans that were taken out in your name as the student borrower.…
April 21, 2020
How does the student loan refinance process work?
The first step to refinancing is to check what interest rates and terms you are offered via a soft credit…
April 21, 2020
When is the best time to refinance?
The first step is to check your rates to see if our lending partners can offer more competitive terms than…
April 21, 2020
Can I refinance my private and federal loans together?
Yes, we can refinance private and federal student loans together that were taken out in your name as the student…
April 21, 2020
What is the difference between student loan refinancing and student loan consolidation?
Student loan consolidation is the Department of Education’s program where you combine multiple federal loans into one, resulting in a…
April 21, 2020
What happens if I refinance my federal loans with a private lender?
If you refinance your federal loans with a private lender, it becomes a private loan. When you do this, you…
April 21, 2020
Can I choose to only refinance my student loans with high interest rates?
Yes, after you have been conditionally approved, you can select which specific loans you want to refinance. We will then…
April 21, 2020
My loans aren’t from the school I graduated from. Is that a problem?
No, if you have graduated with at least an associate degree from a Title-IV participating school, you are eligible to…
April 21, 2020
Can I refinance while I am still in school?
Yes, if you have graduated with at least an associate degree from a Title-IV participating school, you can refinance your…