When is the best time to refinance?


In LendKey

The first step is to check your rates to see if our lending partners can offer more competitive terms than what you already have. Please keep in mind that if you are currently utilizing an in-school deferment option or grace period you will move into full repayment after your loans have been refinanced.

Please note that the information provided on this website is provided on a general basis and may not apply to your own specific individual needs, goals, financial position, experience, etc. LendKey does not guarantee that the information provided on any third-party website that LendKey offers a hyperlink to is up-to-date and accurate at the time you access it, and LendKey does not guarantee that information provided on such external websites (and this website) is best-suited for your particular circumstances. Therefore, you may want to consult with an expert (financial adviser, school financial aid office, etc.) before making financial decisions that may be discussed on this website.