We are bringing community lenders to the online
community, allowing you to borrow directly from
institutions that prioritize people over profits.

What We Do

We're transforming a $3.2 trillion consumer lending market by enabling the nation’s
13,000+ credit unions and community banks to enter and succeed in online lending. Our
innovative technology matches consumers with community banks and credit unions to
create the most transparent, accessible and low-cost borrowing options in online lending.




Lenders benefit from a superior infrastructure that provides full-scale marketing, operations and technological support.

Borrowers can achieve their financial goals and save money with lower interest rates from financial institutions that prioritize people over profits.

Why We Do It

Applying for a loan often means something really cool is about to happen: you're buying a new car, going to
college, or moving into a new home. But, are you excited by the idea of applying for a loan? We didn't think so. It's hard to find information on loans products, the application process is cumbersome and time consuming, and you
never know if you've found the right loan for you. Well, we're fixing all of that!

Credit unions and community banks have some of the best products and borrower-friendly loans
available today, and we're enabling them to bring these products to you online. By letting you borrow directly
from America's local and not-for-profit lenders, we're building something that's been sorely missing in
online lending - transparency and low interest lending.  We're bringing Main St. capital back to Main St.
and giving consumers the tools they need to make smart borrowing decisions.




We are honored to have been chosen by the CUNA Strategic Services (CSS), which is jointly owned by Credit Union National Association (CUNA) and the state credit union leagues, as their exclusive provider for private student loans and student loan refinancing. CUNA Strategic Services receives hundreds of applications
annually from vendors wanting to become a CSS provider but their extensive due diligence process only
results in two to three new providers each year.

In addition to the CSS support credit union leagues representing 29 states and the District of Columbia have chosen to support us. They are:  Arizona, Arkansas, California/Nevada, Hawaii, Idaho, Indiana, Kentucky, Louisiana, Massachusetts/New Hampshire/Rhode Island, Maryland (and D.C.), Maine, Minnesota, Mississippi, Missouri, Montana, New Mexico, North Dakota/South Dakota, New Jersey, Oregon, South Carolina, Tennessee, Vermont, Washington, Wisconsin, and West Virginia.

"The broad support from the state leagues validates our selection of LendKey as the sole provider of private
student loans through CUNA Strategic Services. This additional collaboration at the state level reinforces our
message nationwide that the cuStudentLoans program offers unique benefits to meet the needs of students."