Applying for a loan often means something really cool is about to happen: you're buying a new car, going to college, or moving into a new home. But, are you excited by the idea of applying for a loan? We didn't think so. It's hard to find information on loans products, the application process is cumbersome and time consuming, and you never know if you've found the right loan for you. Well, we're fixing all of that!
Credit unions and community banks have some of the most borrower-friendly loans, and LendKey is enabling these community financial institutions to bring their loans to you online. By letting you borrow directly from America's local and not-for-profit lenders, we're building something that's been sorely missing in online lending: transparent low-interest lending, with exceptional customer service. We're bringing community lenders to the online community, and giving you tools to make smart borrowing decisions. We offer student loan refinancing, private student loans, auto loans, and home improvement loans.
Our student loan refinancing options allow graduates to consolidate and refinance their existing student debt, while our private student loans allow undergraduate and graduate students to fund their education. Select a loan below to get started.
LendKey has resources to help you compare interest rates from different lenders… Because it works with credit unions and community banks, it may be able to find you a local lender that will accept a lower credit score than some of the bigger institutions. You may also be able to co-sign with a parent or spouse if your personal credit history doesn’t meet the requirements.
LendKey saves borrowers time and money by streamlining that comparison process when it comes to community banks or credit unions…The application and approval process is quick and easy, and will give borrowers the opportunity to view, compare and apply for offers from multiple lenders in real time, making the process even more transparent.
The company is successfully changing the way people in need of loans interact with their community financial institutions by employing a unified online application process that enables borrowers to get low-interest loans directly from community banks and credit unions.
LendKey is a unique student loan marketplace platform, in that they leverage a marketplace of community lenders…LendKey typically has some of the lowest student loan refinancing rates available to borrowers…
Some borrowers will be able to shave hundreds of dollars off their monthly obligations by merging their loans. The interest rate you obtain will depend on the underwriting process, which looks at such things as your college grades, where you attended school, whether you graduated, your current job and your credit history.