Better Rates, Better Lenders
Save thousands through credit unions and community banks that prioritize people over profits!
private student loans
PAY FOR COLLEGE
Fund your education with a low-rate loan from community lenders. Take advantage of our great customer service and no origination fees.
GET STARTED
student loan refinancing
REFINANCE SCHOOL DEBT
Save thousands by consolidating and refinancing your private and federal student loans into one affordable loan.
FIND YOUR RATE
lendkey resource center
RESOURCE CENTER
Our team of writers answer questions and provide resources for college, lending, personal finance and debt management.
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What Do Our Borrowers Think?

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Abigail from Western Michigan refinanced her federal and private student loans
Tyler from Utah Valley University refinanced his student loans through LendKey's network of community lenders

37K+

BORROWERS

1.90% APR

LOWEST RATE

97% USER

SATISFACTION RATE

Low Rates & Exceptional Customer Support

We’re changing how consumers interact with their community financial institutions. Using our unified application process you are able to receive low-interest rate loans directly from credit unions and community banks.


By funding your loan through America’s community lenders, LendKey is building something that’s been sorely missing in online lending: transparent low-interest lending, with exceptional customer service. We offer student loan refinancing, private student loans, auto loans, and home improvement loans.

A Unified Application Process
Click to view steps
Step Estimate: 1 Minutes

Get A Better Loan From Community Lenders

Our student loan refinancing options allow graduates to consolidate and refinance their existing student debt, while our private student loans allow undergraduate and graduate students to fund their education. Select a loan below to get started.

Student Loan Refinancing Private Student Loan

LendKey in the Press

Rates

Lowest rate shown includes the Autopay discount and is subject to floor rate. The rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is canceled, any increase will take the form of higher payments.