Local & Loyal Lending

Our loans are funded by community lenders that offer better loan terms and prioritize people over profits.

private student loans

PAY FOR COLLEGE

Fund your education with private student loans from community lenders. You're in good hands with our exceptional support team.
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student loan refinancing

REFINANCE SCHOOL DEBT

Save thousands by consolidating and refinancing your federal and private student loans into one affordable loan.
FIND YOUR RATE
about lendkey

ABOUT US

We're bringing credit unions and local banks to the online community, and giving you the tools to make better borrowing decisions.
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What Do Our Borrowers Think?

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student loan refinancing
Tyler from Utah Valley University refinanced his student loans through LendKey's network of community lenders
Abigail from Western Michigan refinanced her federal and private student loans
$+ in approved loans
37K+

BORROWERS

1.91% APR

LOWEST RATE

97% USER

SATISFACTION RATE

Low Rate Loans From
Credit Unions & Community Banks

We’re changing how consumers interact with their community financial institutions. Using our unified application process you are able to receive low-interest rate loans directly from credit unions and community banks.

By funding your loan through America’s community lenders, we're building something that’s been sorely missing in online lending: transparent low-interest lending, with exceptional customer service. We offer student loan refinancing, private student loans, auto loans, and home improvement loans.

A Unified Loan Application Process

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Step Estimate: 1 Minutes

Get A Better Loan From Community Lenders

Our student loan refinancing options allow graduates to consolidate and refinance their existing student debt, while our private student loans allow undergraduate and graduate students to fund their education. Select a loan below to get started.

Student Loan Refinancing Private Student Loan

LendKey in the Press

Rates

Lowest rate shown includes the Autopay discount and is subject to floor rate. The rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is canceled, any increase will take the form of higher payments.