We’re changing how consumers interact with their community financial institutions. Using our unified application process you are able to receive low-interest rate loans directly from credit unions and community banks.
By funding your loan through America’s community lenders, LendKey is building something that’s been sorely missing in online lending: transparent low-interest lending, with exceptional customer service. We offer student loan refinancing, private student loans, auto loans, and home improvement loans.
Step Estimate: 5 Minutes
The entire application process takes place on LendKey's platform. Start by using our calculator to see how much you could save. Then, select your state to see loan options.
Compare the rates and offers that are available to you from the lenders and choose the plan that’s best for you.
Once you select which lender you want to use, you’ll start the application process. Because the entire application process uses LendKey’s technology, your personal information is safe!
Verify your identity and income (it’s fine to submit screen shots, smartphone photos, and scans.) We’ll review your documents, credit information, and let you know once your loan has been approved!
Our student loan refinancing options allow graduates to consolidate and refinance their existing student debt, while our private student loans allow undergraduate and graduate students to fund their education. Select a loan below to get started.
LendKey is a unique student loan marketplace platform, in that they leverage a marketplace of community lenders…LendKey typically has some of the lowest student loan refinancing rates available to borrowers…
Some borrowers will be able to shave hundreds of dollars off their monthly obligations by merging their loans. The interest rate you obtain will depend on the underwriting process, which looks at such things as your college grades, where you attended school, whether you graduated, your current job and your credit history.
Consumers can compare loans from different lenders, quickly apply for loans using LendKey’s digital loan application and rely on LendKey’s exceptional customer service for help during the entire process.
Lowest rate shown includes the Autopay discount and is subject to floor rate. The rate reduction will be removed and the rate will be increased by 0.25% upon any cancellation or failed collection attempt of the automatic payment and will be suspended during any period of deferment or forbearance. As a result, during the forbearance or suspension period, and/or if the automatic payment is canceled, any increase will take the form of higher payments.