Welcome Save & Earn Members

Save thousands by refinancing your student loans on LendKey and get a $100 bonus!6

 Save & Earn
 


Welcome Save & Earn Members

Save thousands by refinancing your student loans on LendKey and get a $100 bonus!6

 Save & Earn
 

Loans on your terms

5 - 20 years

and no origination fees

Rates as low as (w/AutoPay) 4

4.89%

FIXED APR

OR

5.54%

VARIABLE APR

TrustPilot Ratings

5 - 20 years

and no origination fees

Loans on your terms


rates as low as (with AutoPay) 4

4.89%

FIXED APR

OR

5.54%

VARIABLE APR



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We are trusted by clients referred to us by these leading companies:

LK Partners

Loans You Can Trust

Finding the right loan can be time consuming, and confusing. That's why we've simplified the process using a single platform that allows you to find, customize, and fund your loan through our network of banks and credit unions.

LK Vids

Benefits of Using LendKey

Benefit 1

Lower Your Payments


You can reduce your interest rate, lower your monthly payments, and save thousands over the lifetime of your loan when you refinance student loans.

Benefit 2

Simplify Your Finances


Through our lenders you'll be able to refinance student loans, both federal and private, including graduate loans, into one convenient loan at a great rate.

Benefit 3

No Origination Fees


When you refinance student loans through us, our lenders won't charge you any origination fees.

Benefit 4

Flexible Options


Many of our student loan refinance lenders offer various repayment options, including fixed and variable rate loans from 5 - 20 years.

Refinancing Calculator

Our fast and easy student loan calculator lets you plug in your remaining debt and monthly payment to figure out if refinancing can improve your finances.

USE CALCULATOR

Why Refinance? Lower monthly payments, Save money for future purposes, No application fees, Multiple term and rate and competitive interest rates

Should I Refinance My Student Loans?

Depending on how long you’ve been out of school, your annual income and credit history is likely to have improved. By refinancing your existing student loans you may see a dramatic reduction in your interest rate – even a few points. With only a few exceptions, it is generally advisable for all student debt holders to at least explore a refinancing scenario, especially since getting your rate through LendKey’s platform will have no impact on your credit score.

OUR GUIDE

Variable Rate vs. Fixed Rate Student Loans

Whether you choose a fixed or variable rate, it's always important to remember to pick a loan that is right for you and your particular financial situation. Remember that interest rates could rise higher than the past highs. If you're comfortable assuming a little more risk in your payment amount, a variable rate loan does have the potential to offer more savings.

HOW IT WORKS

Federal and Private Student Loans

Consolidate Federal and Private Student Loans

With LendKey’s student loan consolidation and refinancing, you can combine your federal and private student loans into one convenient payment with a lower interest rate. That could help you better manage your finances, and save over the life of your loan.

Learn More