LendKey Research:

Private Student Loan Report


Positive Signals

The first in a series—this LendKey Bellwether report gives insight into the portfolio performance of hundreds of banks and credit unions that are financing college educations for a diverse group of borrowers, across all 50 states.


The latest LendKey Bellwether Report focuses on the private student lending landscape. Insights you’ll find in the report include:
  • Indicators showing growth in the private student loan asset class
  • Portfolio performance based on of 275 banks and credit unions
  • Cosigner statistics and geographical spread: 90% of loans are originated with a cosigner and most are from northern states
  • Over the last seven years, defaults and charge-off rates have significantly declined
Loan Participation Report

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