Borrower Portal
Access your account or
continue an application.
Contractor Admin Portal
Participating contractors sign
into your account.
Application/Merchant Portal
Participating contractors access soft credit
pull and finance calculator.
Borrower Portal
Contractor Admin/Disbursement Portal
Application/Merchant Portal

Home Improvement Financing Solution Designed for Contractors

Let's Grow Your Business Together

No dealer fees!

Funds are sent directly to the contractor

Loan terms up to 20 years

Flexible stage funding available

Loan amounts up to $75,000

Soft credit check to get customers pre-qualified, which won't impact their credit score

Be part of our nationwide network of contractors.

Home Improvement Financing Solution Designed for Contractors

Let's Grow Your Business Together

No dealer fees!

Funds are sent directly to the contractor

Loan terms up to 20 years

Flexible stage funding available

Loan amounts up to $75,000

Soft credit check to get customers pre-qualified, which won't impact their credit score

Soft credit check to get customers pre-qualified, which won't impact their credit score

Be part of our nationwide network of contractors.

Why Partner with LendKey?

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LOW RATES MONTHLY PAYMENTS

Customers get access to competitive rates and loan terms up to 20 years, making it easier to afford the projects they want.
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ZERO DEALER FEES

Offer financing without cutting into your profits. There are no dealer, hidden or upfront fees, so you can offer financing confidently. You keep more of your revenue while giving customers great value.

PERSONALIZED SUPPORT

Our dedicated team is here to support both you and your customers every step of the way. From onboarding to funding, we make the process smooth and hassle-free.
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EASY-TO-USE DIGITAL TOOLS

From application to funding, our contractor portal and borrower tools are simple, intuitive, and mobile-friendly—designed to work for you in the field or at the office.
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TAILORED HOME IMPROVEMENT PROS

Our platform is built specifically for contractors and home improvement businesses—making financing fast, seamless, and simple for both you and your customers.

CUSTOMIZABLE FUNDING

Customers are approved for the maximum qualified amount, which allows for flexible staged funding and funds are disbursed directly to your business account.

See What Our Contractors Have to Say

"Working with LendKey has been incredible. The platform is easy to use, and being able to offer financing helps us close more deals. Our account manager is outstanding, responsive, knowledgeable, and truly supportive. We couldn’t ask for better service."

~Brogan R., Good Guy Contracting

"I have been working with LendKey for a few years, and their platform just keeps getting better and better! Their customer support and account management are some of the best I have ever worked with!"

~Sara P., Callahan Bath

"As a contractor, offering financing can make or break a job, and LendKey has been a total game changer. Their platform is easy to use, both for me and my customers. The application process is quick, the approvals come fast and their team is always there when we need support."

~Jonathan B., M&H Home Solutions

    Which One Are You?

    HOMEOWNER

    By partnering with contractors, LendKey offers homeowners a transparent, affordable, and convenient financing solution that enables them to undertake desired home improvements without the upfront burden of cash or complex loan processes.
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    CONTRACTOR

    Contractors are the essential home improvement professionals who, by partnering with LendKey, enable homeowners to finance their projects easily and affordable while ensuring contractors receive timely payments and improved business opportunities.
    LEARN MORE →

    LENDER

    Lenders are community financial institutions that provide the funding for unsecured home improvement loans, leveraging LendKey's digital platform and contractor network to efficiently reach borrowers and support home improvement projects while managing risk and enhancing returns.
    LEARN MORE →

    Frequently Asked Questions

    Partner with Us

    Sign up can be completed in as little as one business day. For more information, please email us.

    Email Us
    Contractor Shaking Hands