LendKey is transforming a $3.2 trillion consumer lending market by enabling the nation’s 13,000+ community financial institutions to enter and succeed in online lending. Our innovative technology matches consumers with community banks and credit unions to create the most transparent, accessible and low-cost borrowing options in online lending.

LendKey Technologies is not the lender, we provide the technology to assist banks and credit unions in succeed online lending.

No, the LendKey Home Improvement Loan program is completely unsecured and doesn’t require available Home Equity.

Your customer does not need to be an existing customer with a participating Bank or Credit Union. Through our online application, we will match your customer with Bank or Credit Union they can work with.

No, there are NO FEE’s to sign-up, NO FEE’s to utilize the financing, and no annual minimums to meet.

Financing will provide your customer with a payment option outside of cash-on-hand, which will help you close more projects and stand out from your competition.

When the time is appropriate, the contractor will submit a “Disbursement Request”, which will be attached to the customer’s online application. LendKey supports multiple disbursements on each loan allowing for better cash management for the borrower and contractor.

Each customer will be asked to review and approve each Disbursement Request digitally in their online
account. Once the request is approved, funds are disbursed to the contractor directly iva ACH.

In order to offer the Home Improvement Loan program to your customers you would need to complete our on-boarding process to join our network.

Sign up can be completed in as little as one business day. For more information, please click here or email us at contractors@lendkey.com.

There are no prepayment penalties or origination fees.