Get Funding for Your Home Improvement Project
Enjoy a hassle-free experience with no prepayment penalties or origination fees, allowing you to focus on your project.
Why Choose LendKey?
COMPETITIVE RATES
Take advantage of competitive rates and flexible payment options for affordable monthly payments.
NO HIDDEN FEES
Save money with zero payment penalties or origination fees.
INSTANT DECISIONS
Apply online and receive a prequalification decision in minutes.
DEDICATED SUPPORT
Receive expert assistance from application through project completion.
How it Works
APPLY
ONLINE
Complete a quick and easy online application through your contractor.
GET QUICK PREQUALIFICATION
Apply online and receive a prequalification decision in minutes.1
REVIEW
LOAN TERMS
Examine the competitive rates and flexible terms offered by community lenders.2
ACCEPT
THE LOAN
If satisfied with the terms, accept the loan offer.
START
YOUR PROJECT
Begin work with your chosen contractor.
Frequently Asked Questions
1Full loan approval is subject to creditworthiness and other criteria. Interest rates and monthly payments will vary based on the loan amount, term length, and borrower qualifications.
2The lowest rates are for the most creditworthy consumers. The initial rate is determined after a full review of the application and credit profile. To proceed with any conditional offers after pre-qualification, a full application is required, which includes another credit inquiry that may affect the credit score. Borrowers must be U.S. citizens or Permanent Residents in eligible states and meet credit and income requirements. Membership requirements, such as opening a share account and paying fees, may apply if accepting a loan from a credit union lender. Non-members can apply and become members during the loan process.