April 23, 2026
How do I find my cost of attendance for a private student loan?
Your cost of attendance for a private student loan includes tuition and may also include expenses such as room &…
April 22, 2026
Can I edit my private student loan application after I submit it?
There is certain information that may be edited after a private student loan application is submitted, but some changes require…
March 5, 2026
Can I take out a private student loan for a previous or past semester?
Yes, your private student loan can be used to cover a past-due balance if the application is received within ninety…
March 5, 2026
Can I borrow for one semester or the entire academic year with a private student loan?
Applying for the whole academic year means you may receive some or all of your education funding with one private…
March 5, 2026
Can private student loan funds be sent directly to the borrower instead of the school?
Private student loan funds are disbursed directly to your school. The school will then apply those funds directly to your…
March 5, 2026
Can private student loans be used for laptops, textbooks, housing, and personal expenses?
Private student loans may be used for qualified education-related expenses that are certified by your institution. This may include tuition,…
March 5, 2026
Do I need to complete the FAFSA before applying for a private student loan through LendKey?
No, it is not a requirement to complete the FAFSA form before applying for a private student loan through LendKey.…
March 5, 2026
How do I apply for federal student aid before using private student loans?
You can complete the FAFSA online at Federal Student Aid. You’ll need to create an FSA ID, gather all relevant…
March 5, 2026
What is the difference between federal student loans and private student loans?
Federal student loans are provided by the federal government, while private student loans are offered by private lenders such as…
March 5, 2026
How much can I borrow with a private student loan?
You may be able to borrow up to 100% of your school-certified cost of attendance with a private student loan.…
March 5, 2026
When is the best time to apply for a private student loan?
We typically recommend applying for a private student loan at least one month prior to when the funds are due…
March 5, 2026
What information do I need to apply for a private student loan?
To apply for a private student loan, you will need to know the school you are attending, the academic period…