What is the best way to reduce the overall cost of my loan?

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If you apply for a student loan with a creditworthy cosigner, you may be eligible for a lower interest rate, reducing the cost over your loan term. Additionally, making monthly payments while in school may reduce the total amount of interest that accrues on your loan, saving you money in the long run. After graduation, you could refinance your student loans to shorten your loan term and/or interest rate.



Please note that the information provided on this website is provided on a general basis and may not apply to your own specific individual needs, goals, financial position, experience, etc. LendKey does not guarantee that the information provided on any third-party website that LendKey offers a hyperlink to is up-to-date and accurate at the time you access it, and LendKey does not guarantee that information provided on such external websites (and this website) is best-suited for your particular circumstances. Therefore, you may want to consult with an expert (financial adviser, school financial aid office, etc.) before making financial decisions that may be discussed on this website.