Terms of a private student loan refinancing are determined by a credit-based application, so the interest rate you receive will be determined based on a review of your credit profile. Applying with a creditworthy cosigner may get you a lower rate. You can check your rates without any effect to your credit to see if you are eligible.
Please note that the information provided on this website is provided on a general basis and may not apply to your own specific individual needs, goals, financial position, experience, etc. LendKey does not guarantee that the information provided on any third-party website that LendKey offers a hyperlink to is up-to-date and accurate at the time you access it, and LendKey does not guarantee that information provided on such external websites (and this website) is best-suited for your particular circumstances. Therefore, you may want to consult with an expert (financial adviser, school financial aid office, etc.) before making financial decisions that may be discussed on this website.