- No Origination Fee for all student borrowers.
- Competitive Interest Rates and with good grades, potential for even lower rates.
- 1% Interest Rate Reduction once 10% of the initial loan principal is repaid during the full repayment period.2
- 0.25% Interest Rate Reduction when you sign up for automatic ACH payments.3
- Cosigner Release Available for creditworthy borrowers after 24 consecutive on-time full
principal and interest payments.4
- Borrower must be enrolled in an eligible school.
- Borrower must be a member or join United Credit Union during the online application process.
- Borrower and cosigner must be a US citizen or permanent resident.
- Students are encouraged to apply with a creditworthy cosigner for a better chance of approval and/or lower interest rate.