- No Origination Fee for all student borrowers.
- Simplify Your Finances with one easy monthly payment.
- Interest-Only Repayment Option available for the first 4 years followed by 11 years of principal and interest repayment.
- 0.25% Interest Rate Reduction when you sign up for automatic ACH payments (subject to 2.90% floor rate).2
- Cosigner Release Available for creditworthy borrowers after 12 consecutive on-time full principal and interest payments.3
- Borrower must have graduated from an eligible school.
- Borrower must have a reliable, steady income of at least $2,000 per month.
- Borrower and cosigner must be a US citizen or permanent resident.
- Borrower must be a member or join Baptist Health South Florida FCU during the online application process.