White Paper Library
Data Analytics: Using the Past to Forecast the Future
This paper addresses some of the key areas for financial institutions to think about as they evaluate whether data analytics is good for their business and next steps for integrating it at their organization.
Gen Y Consumers: Lifetime Relationships or Lost Generation?
Gen Y is the largest generation in US history. Is your institution successfully serving these consumers? Are you actively courting them for lifetime relationships, or will they be a lost generation?
Building Loan Portfolios via Social Media: Increase Your Return On Relationships
Learn just how important social media has become in the world of communicating and building relationships with consumers, and how lenders can use it to build portfolios at the same time.
Understanding Private Student Loans: A Primer
Dive deep into the private student loan asset class to find out why your institution should be offering this product to your Gen-Y clientele.
Loan Participations: The Benefits of Joining a Network
The Swiss army knife of investments, loan participations provide a variety of tools to hone asset-liability management and diversify holdings.
Residential Energy-Efficiency Loans: Partners are Critical to Successful Programs
Green loans can provide a net ROA of at least 3-4% while attracting reliable, home-owning ones with high incomes and credit scores.
The New Lending Landscape: Key Trends Shaping Lending Today
Lenders willing to serve Gen-Y consumers face regulatory and economic challenges, but risk missing out if they don’t offer them loans.
The New SaaS Era: Grow Your Loan Portfolio via the Cloud
Institutions are taking notice of the growing benefits of the service bureau model, while maintaining or increasing their level of security.
Consolidating Student Loans: Taming the High Cost of Higher Education
Learn why consolidation loans rank among many portfolios’ top performers and have come to provide a vital consumer service.