Our technology and staff will take care of every aspect of your online lending program, including demand generation, online decisioning, loan servicing, and balance management. Let us help you launch a truly digital lending program in as little as four weeks.
Our digital origination process features electronic loan jackets, signature services, and funds disbursement.
Set custom pricing and make real-time decisions based on your own credit scorecards across multiple asset classes.
Our platform allows us to fully service your portfolio of loans through digital invoicing, payment processing, and real-time reporting.
Our user experience specialists built digital workflows that attract and convert borrowers. Our lending platform has been used to finance over 35,000 loans.
Leverage our customer and digital marketing support to showcase your loans on the LendKey.com Marketplace.
Our online lending experts and marketers will ensure that your lending program is optimized to grow your portfolio.
Our turn-key platform supports lending programs from over 300 financial institutions, of all asset sizes.
Buy loan participations, retain loans on balance sheet, or choose to sell whole loans or fractional loans in real time to manage liquidity.
Your borrowers are supported by our dedicated call centers, located in two facilities in different states.
Refinancing student loans can provide financial institutions with a safe and attractive annual net return on assets of 3.5%-4%. Lenders can help millions of consumers refinance and save money on their existing debt, while building a lasting relationship with young borrowers and cosigners.
Strong underwriting standards have led to low default rates among private student loan borrowers, the majority of whom have their parents as cosigners. By investing In the way consumers finance their education, banks and credit unions can attract a new generation of borrowers to their services.
Our platform allows banks and credit unions to offer a fully digital online shopping and financing experience to their customers and members. We handle all the technology and compliance necessary for a dedicated online auto loan experience that can work with a lender's existing programs.
Banks and credit unions can drive portfolio growth through low-risk online loans that help homeowners make upgrades to their homes. Financial institutions can uncover cross-selling opportunities while helping homeowners save money on home improvements and increase the value of their homes.
LendKey is a unique student loan marketplace platform, in that they leverage a marketplace of community lenders…LendKey typically has some of the lowest student loan refinancing rates available to borrowers…
Some borrowers will be able to shave hundreds of dollars off their monthly obligations by merging their loans. The interest rate you obtain will depend on the underwriting process, which looks at such things as your college grades, where you attended school, whether you graduated, your current job and your credit history.
Consumers can compare loans from different lenders, quickly apply for loans using LendKey’s digital loan application and rely on LendKey’s exceptional customer service for help during the entire process.